How to contract a POS

If you have a small business or store, many times you will find yourself in front of the situation of receiving a charge with a credit or debit card . To be able to perform this operation it will be necessary to have a dataphone, to obtain it you must sign a contract with a financial institution, so it is very important to know the general conditions to compare the different offers and choose the one that best suits your business. For this reason, in .com we detail how to contract a POS terminal or Point of Sale .

What advantages do you have for my business?

The main advantages reported to the business owner are the possibility of charging in front of operations with a credit or debit card, since without the required system it would not be possible. On the other hand, it also offers the possibility of collecting the sale within a short period of time (hours) and reducing the danger of theft to trade, since it allows to have a smaller amount of cash.

What advantages do you have for the client?

Mainly, it offers the possibility of paying with the credit or debit card, allowing customers to finance their purchases through their bank. In this way, the number of potential customers will increase and their purchasing capacity will also increase.

What are the disadvantages?

Basically, being a service offered by a bank, it will mean a cost to the merchant. Mainly, the entity will charge a percentage of the value of the sales made through the POS, but a series of commissions may also appear depending on the client and the stipulated conditions. To get this commission to be the minimum, it is necessary to negotiate with the bank and compare all available offers, since it is possible that there are different options depending on the type of trade.


It is very important to pay attention to this aspect, since problems may appear during the use of the dataphone . We must be aware of the repair conditions (time, substitution, etc.) and its cost, although many entities include this service free of charge .

Special conditions

Depending on the financial institution with which we sign the contract of the POS, we can offer financing to our customers, even if the total of the sale is charged, the client could pay it in installments. This section needs to be negotiated specifically with each credit institution, always comparing and choosing the option that best suits us.