How to know how much I will charge unemployment

If you have lost your job, you may be able to apply for the contributory unemployment benefit (better known by all as: collect unemployment ), that is, an economic benefit obtained by the Government of Spain when wanting and being able to work is lost the job. For this you must go to your Employment Office or do the procedures through their virtual office . But if you want to know beforehand what amount of money you have the right to charge, you can do the calculations yourself. In this .com article, we explain how to know how much you will earn from unemployment.

Requirements to collect unemployment

Before calculating how much you are going to collect, you must see if you meet the essential requirements to apply for the unemployment benefit:

Have quoted at least 360 days in the 6 years prior to the date of termination of your current employment contract.
Commit yourself to actively seek employment during the period in which you will receive the benefit.

In case you do not meet these requirements, you may be eligible for the unemployment benefit, check here the requirements of this other economic benefit.

How much will I charge?

To calculate what amount of money you are going to collect unemployment (unemployment benefit) you should look at the payroll the section that says " contribution base for professional contingencies and joint collection concepts ", this regulatory base will be the average of the bases of accidents of work and occupational diseases, excluding compensation for overtime for which the company has paid into Social Security for the worker during the last 180 days preceding the legal situation of unemployment or when the obligation to contribute was terminated.

You have the right to collect 70% of this contribution base during the first 6 months, while the rest of the period the amount drops to 60%. Also, of the amount that is charged for unemployment, you have to pay Personal Income Tax (and Social Security contribution (4.7% of the unemployment rate) .You can calculate your benefit using the unemployment calculation auto-calculation program of the Ministry of Unemployment and Social Security of the Spanish Government.

What is the maximum amount I can charge?

The unemployment benefit is capped by:

If you do not have children / as to your charge: 1087'20 euros.
If you have a dependent child: 1242'52 euros.
If you have two or more children at your expense: 1397'83 euros. (Children under age 26 or older with disabilities who live in their home and do not have incomes above 641 euros per month are considered dependent children.

How long will I charge the strike?

In case you have worked a minimum of one year, you will be entitled to collect 120 days of benefit . The maximum unemployment that can be charged is two years, a figure that is reached by having worked and quoted for six years. There is a correspondence between the days quoted and the days corresponding to unemployment, that is, the time during which you are entitled to the unemployment benefit:

If you have worked from 360 to 539: you have 120 days
From 540 to 719: 180 days
From 720 to 899: 240 days
From 900 to 1, 079: 300 days
From 1, 080 to 1, 259: 360 days
From 1, 260 to 1, 439: 420 days
From 1, 440 to 1, 619: 480 days
From 1, 620 to 1, 799: 540 days
From 1, 800 to 1, 979: 600 days
From 1, 980 to 2, 159: 660 days
More than 2, 160: 720 days

Also, it will be necessary that from time to time you are going to seal your unemployment card, that is, to renew the certification with which you confirm that you are still unemployed. Discover here how to seal unemployment.