How to insure a dangerous breed dog

When we have a dangerous breed dog as a pet we have an added responsibility to the one we already acquired when we get a pet. Therefore, in addition to training our dog properly and comply with all rules so that you can live in society, it is advisable - compulsory in the Community of Madrid and the Basque Country in the case of any dog ​​- that we hire insurance to cover the potential damage that the animal may cause. In .com we explain how to secure a dangerous breed dog .

Steps to follow:


First of all, it should be noted that, although it seems incoherent, the animals of this breed do not have to be dangerous . If we provide them with an environment of well-being, we educate them correctly and, when we are in public, we comply with safety regulations, dangerous dogs can coexist normally, so it is more appropriate to refer to them as potentially dangerous .

In Spain, these are some of the races cataloged in this way:

  • Pitbull terrier
  • Staffordshire bull terrier
  • American Staffordshire terrier
  • Rottweiler
  • Argentine Dogo
  • Brazilian row
  • Tosa Inu
  • Akita Inu


The civil responsibility of the home insurance covers the damages that can cause to third parties in any place the dog that resides in the house. In some insurance companies, we will be charged a slightly higher premium for being our animal considered a dangerous breed, while in other companies the pet will be covered with the normal price.

At this point, note that each company has its own list of dangerous breeds, so we may find ourselves with some surprise.


In addition, there is the possibility that we contract a specific insurance for our dangerous breed dog, different from that of home insurance. We will get something more expensive, because it will be a totally different policy.


Whichever type of insurance we finally hire, we always have to provide the health card of the dangerous breed dog, which includes your name, breed, color, sex and the name of the owner. The pet, as we know, has to have the obligatory chip.