What to do if my car is stolen

What to do if your car is stolen is something you need to know, since it will help you minimize the collateral damage of the abduction . One of the most important things you have to do is file a complaint as soon as possible. In this way, if the thieves use your vehicle to commit another crime, you can certify that the car was no longer in your hands when the events occurred. But the procedures do not remain here. In .com, we answer the question of what to do if my car is stolen.

Steps to follow:

one

The first thing you should do if your car is stolen is to file a report with the police. The sooner you report, the more chances there are that your stolen vehicle will be found. In addition, in the event that thieves use your car to commit another type of crime, you will be protected from possible liability by proving that you had reported the theft.

two

If your car is stolen, come to present the complaint with all the documentation that proves that you are the owner of the vehicle; although the most important thing is that you bring your ID, what contributions the registration and the insurance policy number. If you had the documents of the car inside it, record it in the complaint. You must also inform of other assets that you had inside the car as it was stolen, such as a child seat, some suitcase, GPS or a laptop.

3

In addition, it is important that you contribute all the details of the theft of the car . Thus, issues that may be superfluous to you, agents can be very useful to clarify the crime. For example, if you saw in the days before the robbery people loitering around the place that usually park the vehicle or cars parked in your neighborhood that are not known to you, explain it to the agents. These will give you a copy of the complaint, but reclámasela in case they fall apart. You will need it to send it to your insurer.

4

Thus, after filing the complaint, what you have to do if your car is stolen is to notify your insurance agent or your insurance company directly. You can suspend your policy until the car appears, without canceling it. In addition, you can go informing you of the coverage you have in case your car does not appear again. Most of the companies establish an approximate period of one month to begin the claims for compensation for car theft, in case in that period the vehicle appears.

5

You will know that there is a procedure that can be done before the DGT to temporarily cancel a car by subtraction. However, you should not do this management if your car is stolen because the police are responsible for carrying it out in your name when you are going to file the complaint. Anyway, confirms in police station that the temporary withdrawal has been made.

6

If after a month your stolen car does not appear, you will have to make all the arrangements with your insurer to get compensation. You must present the following:

  • Report of theft.
  • DNI.
  • All sets of car keys stolen.

The insurer will make an assessment to determine the amount that will be delivered for the theft of the car. If the car is new and you have insurance at all risk, you will probably get a new car; If not, you will have a venal value, that is, they will calculate the cost of the stolen vehicle based on the years you have and they will give you an economic amount in exchange.