How to save money

Saving money is one of the most popular goals that can exist. Unavoidable member in the list of new year promises, also appears every time we want to reach a goal that requires solvency, or when we increase the salary and we swear that extra will save it instead of spending it . The truth is that few succeed with it, if you are one of them this article is for you. In .com we give you the fundamental keys so that you discover how to save money successfully.

one

There are many reasons that motivate us to save, whether we want to acquire an important asset (a car, a house etc), that we have a goal that requires liquidity (travel, pay a debt) or that we think is Primordial save money for an unforeseen event or to give you any future luxury, the truth is that it is always important to have a reservation. That is why the first advice is to assume that it is necessary to save, this point of view will make you give more importance to this habit

two

Modify your social habits, this is a necessary sacrifice and if you do not do it you will never be able to save. Reduce the number of times a week you eat on the street, forget expensive places or expensive plans, go less times to the movies, to the theater, etc. Meet with friends for a drink or a meal at home instead of going to a bar or restaurant every weekend. If they enjoy going out to dinner a lot you can eat at home and join later to have a drink. Remember that to save you have to make sacrifices, none of this will kill you, it only requires adaptation

3

If you pay the bills for services at home you can start saving in that aspect. The first thing is to be honest with yourself: if you spend little time at home, why do you need to have cable TV with dozens of channels, landline with a lot of benefits or an Internet with greater speed than you use? Review what kind of plans you have in your services and evaluate if you need them and if you really use them, it can help you cut back and save money that you are spending unnecessarily. There are many websites and digital operators that offer better prices and rates than normal operators.

4

The same happens with water and electricity . Check that you are not wasting any of the two services and follow some of these tips to save on the electricity bill that will be of great help.

5

Get used to paying credit cards on time. How could this help you save ?, Simple: you will not have to pay the interest that is generated when you owe money, this, although you do not notice it immediately, benefits you in the long term. Also discover how to save expenses on your credit card easily

6

Have you noticed in detail your purchases at the supermarket ? Many times we buy luxurious things without looking at the price, we acquire products that we do not use or that expire and we do not evaluate that there are brands that can substitute others and benefit our pocket. Make a weekly menu and buy what you need to cook, try to be strict at this point and see how you can save money. When we go to the market without knowing what we want, we buy more than necessary, so be careful!

7

Very important: establish a fixed monthly savings quota that is realistic. For example, if your salary is 5 euros per month you can not pretend to save 4 because you know that you may not get it, but if you plan to save 1.50 or 2 euros you are already working on a more real basis. Willpower is vital to achieve it, remember your goal and do not let anything make you stand between you and your desire to save

8

Finally open an account especially for your savings, leave the debit card at home and forget that money exists there. It is a lot destined to saving to achieve what you want, and until you do not fulfill it you should not touch it unless you really need it. Saving requires organization and will, so go ahead !, sure you'll get it