How to assess my house

The real estate appraisal is the determination of the value of a property according to a series of criteria established by the market and taking into account real prices. This estimate is made by professionals and in 93% of cases it serves as an end to try to access a mortgage loan.

Steps to follow:

one

The experts will check first the location, surface, characteristics and condition of the house. Later, they will contrast the information obtained in their visit with the documentation provided to carry out the appraisal.

two

Then, the appraiser will verify if the property is covered by a regime of public protection or architectural heritage . It will carry out an analysis of the adequacy of the home to the current urban planning approach.

3

When appraising our home, it is necessary to prove ownership and property charges . We must present the statutes of the community of neighbors and a certificate of the administrator on circumstances that may affect the value of the property.

4

After this follow-up, the appraiser will proceed to issue a fundamental document, by virtue of all the previous data and current regulations (Order 805 of the Ministry of Economy) where the value of the home is calculated.

5

The appraisal of a home is obviously not free . For example, for a home valued at 120, 000 euros, the cost of appraisal would be around 175 euros and over 200 euros if the value of the property reaches 150, 000 euros.

6

The services, resources, access, population, etc. with which the area where your home is located are those that mark the value of the square meter of it. Appraisers know your trade very well, so when it comes to receiving one do not exaggerate, speak well of your property but without passing. Check the state of the house, annexes, elevator, common areas ... and put yourself in their hands.