How to choose my motorcycle insurance

At the time of contracting a policy for your motorcycle you have to bear in mind that, although there are aspects similar to those of selecting the policy for a car, there are also other specific issues that you must take into account, such as that all-risk insurance is much more expensive in the case of two-wheeled vehicles. On the other hand, although it may be paradoxical, mopeds have more expensive policies than those of larger displacement bikes. In .com we answer the question of how to choose the insurance of my motorcycle .

one

You should know that the most basic and cheapest policy you can hire is to third parties, which covers only the damages you cause to others. Almost all insurers include in this basic package the assistance that will assist you in the event that you suffer a mishap on the road.

two

However, if you have economic possibilities and the bike you have bought is a high-end vehicle, you should assess the possibility of all risk . Thus, all damages suffered by your motorcycle will be covered, even in the event that it falls when it is parked. Of course, you have to take into account the issue of money since this type of policy is very expensive, even more than the car.

3

On average, when choosing the motorcycle insurance if you discard an option like the previous one but do not want to keep basic coverage, you have the possibility of contracting the third party policy with the additional theft and fire, so that you would be backed by the insurer in the event that your motorcycle was stolen or that you were the victim of a fire.

4

In the case that on board the motorcycle you travel two people on a regular basis, if you take your partner or your son on their daily trips, it is very convenient that you hire the occupant coverage.

5

On the other hand, it is very important that you keep in mind the following, especially if you have not bought the bike yet. Proportionally, moped insurance is more expensive than motorcycle policies with a larger displacement.

Although it may be paradoxical, this fact has its logic. Thus, the statistics handled by insurers indicate that mopeds have a much higher accident rate than more powerful motorcycles, perhaps because they are usually driven by very young people.

6

If you take into account all these aspects, you will have many more chances to choose when it comes to choosing an insurance for your motorcycle, depending on your possibilities and how you are going to use the motorcycle.